Extended Coverage
The following sites outline coverage
NOT included in a homeowner insurance policy.
Earthquake Insurance - Earthquake damage is not generally included in a homeowner policy. Many insurance carriers have even removed this coverage from their available services.
Flood Insurance - Flood insurance is underwritten by the National Flood Program. Even though the base policy is provided by NFP, the pricing provided by the carriers not all the same. Also, if your home’s value is more than a the max coverage available, there are excess flood policies available to meet the dwelling coverage.
- Flood Elevation Certificate - Depending on where the home is in relation to a flood plane, there may be a requirement for a Flood Elevation Certificate.
Home Warranty - Appliances, Air Conditioners, Furnace, HVAC, Dishwashers, plumbing and electrical coverage can be purchased seperately from the home insurance policy.
Termite Bond - Termites and other pests can cause a huge amount of damage to a home. Contact a pest control company for your repair bond.
Landlord Liability - Have a home that is occupied by a tenant? Get a Landlord Insurance policy.
Renters Insurance - Renters can get renter’s insurance in Georgia by going to Georgia Renters. Renters Insurance also protect the homeowner and Landlord.
