The following sites outline coverage
NOT included in a homeowner insurance policy.
Earthquake Insurance - Earthquake damage is not generally included in a homeowner policy
Flood Insurance - Flood insurance underwritten by the Federal Government. If your home’s value is more than a the max coverage available, there are excess earthquake policies available to meet the dwelling coverage.
Home Warranty - Appliances, Air Conditioners, Furnace, HVAC, Dishwashers, plumbing and electrical coverage can be purchased seperately from the home insurance policy.
Termite Bond - Termites and other pests can cause a huge amount of damage to a home. Contact a pest control company for your repair bond.
Landlord Liability - Have a home that is occupied by a tenant? Get a Landlord Insurance policy.
Renters Insurance - Renters can get renter’s insurance in Georgia by going to Georgia Renters. Renters Insurance also protect the homeowner and Landlord. Check out the information at insure ga renters.
